I don't think it makes any difference; insurance companies are not gonna pay "business interruption" policies either way. Businesses were not closed by any sort of natural disaster, but rather by government edict.
You sure? Policy I had also covered loss of business due to road construction and other circumstances beyond the business owner's control. Mind, I agree the insurance companies will do everything in their power not to pay any claim.
I'd have to read the clause for RT - we didn't close so it does not affect us. But I remember that Millham told me even shutting the business for a planned move, one could apply. I never tried... so, don't know how effective the policy might be.
What ever happened to, "Your Mileage May Vary"?Legal word salad?
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